The Group is headed by EthiFinance SAS, is composed by EthiFinance Ratings SL, EthiFinance Ratings France and Imug Rating GmbH.
EthiFinance SAS with a capital base of 177 219 euros, located at 20 Boulevard Eugène Deruelle 69003 Lyon, France is registered at Lyon RCS under number 478 661 481.
EthiFinance Ratings SL, a wholly-owned subsidiary, with headquarters located in Madrid, Calle Velazquez 18, tercera derecha (Spain),registered under tax identification number B-18550897, has been registered since October 1, 2012 as a credit rating agency by the European Securities and Markets Authority (ESMA) in accordance with Regulation (EC) Nº 1060/2009 of the European Parliament and of the Council of 16 September 2009.
EthiFinance Ratings France, the French branch of EthiFinance Ratings SL, incorporated under foreign law, located at 20 Boulevard Eugène Deruelle 69003 Lyon, France, is registered at Lyon RCS under number 913 365 607.
Imug Rating GmbH, a wholly-owned subsidiary, located at Postkamp 14a 30159 Hannover, Germany is registered at Hannover company register under number 220624.
a. Identifying data of the owner of the website
The website and its domain www.ethifinance.com is the property of EthiFinance SAS, 20 boulevard Eugène Deruelle, 69003 Lyon, France registered at Lyon RCS under number 478 661 481.
Publishing Director: Carol Sirou, CEO
Website hosted by Scaleway, 11bis Rue Roquépine, 75008 Paris // OVHCloud, 2 rue Kellermann, 59100 Roubaix.
b. Disclaimer of liability
Every person who accesses this website assumes the role of user, committing himself/herself to observe and rigorously fulfil the dispositions included herein, in the General Conditions of the Website, Privacy and Cookies Policy, as well as any other applicable legal disposition.
Although ETHIFINANCE makes every effort to ensure that the information provided is correct and reliable, all the information and the data contained and provided in the website is provided on a non-contractual basis. They constitute general information provided for informational and indicative purposes. The information published on this website may have various sources, such as the Internet, public information, third parties, etc. Due to the fact that the information is produced from data supplied by sources over which ETHIFINANCE does not always have control, the verification of which is not always possible, and given the large amount of material with which ETHIFINANCE works to compile the information, ETHIFINANCE does not provide any guarantee as to the accuracy, reliability, timeliness, or suitability of the information provided, nor is it liable for any errors, omissions, mismatches or omissions in the information provided. Consequently, the USER will not be able to demand any liability for any damages derived from errors and/or incorrectness or inaccuracy in the supplied information.
ETHIFINANCE shall not be held liable for any damage that may be caused by the incorrect operation of the Database due to external technical means, such as any element of hardware necessary for the Information supplied to function or to make the connection, expressly disclaiming any liability in the event of malfunction of the telephone network. Nor shall ETHIFINANCE be held liable in any way for any modification in the information displayed resulting from a third-party intervention (virus, intrusion etc).
ETHIFINANCE does not guarantee the commerciality or suitability of the content of the Information for a specific purpose. The USER agrees that the information provided by ETHIFINANCE may be one more element to be taken into account in the adoption of its business decisions, but may not take the same exclusively on the basis thereof, and doing so relieves ETHIFINANCE of all liability for any lack of adequacy. Likewise, it remains at the USER’s discretion, and therefore ETHIFINANCE is released from all liability for the possible inadequacy of the content of the Information, the use of the same to bring it to court and/or tribunals, public administrations, or any other public body or particular third-party for any reason of their interest.
ETHIFINANCE reserves the right to interrupt the operation of the Website for necessary maintenance, updating and repair work. The USER declares to know that the speed of data transmission on the Internet is variable and that there may be periods of time in which the network may suffer saturation, with the consequent effect on the speed of operation or access to the Service.
ETHIFINANCE reserves the right to modify or deactivate, either totally or partially, the Website at any time at its own discretion and without the obligation to give prior notice.
The USER should read carefully and agree to this document each time he/she uses the Website. Occasional modifications may be made to the terms and conditions established in this clause, and therefore, when using the Website, the USER accepts that the current version at any given time shall be applicable to said use.
ETHIFINANCE’s failure to enforce any of its rights hereunder shall not be deemed a waiver of such rights in the future.
No content contained in these terms and conditions shall be construed as the conferring or transferring of any right.
c. Intellectual and industrial property rights
The Website, as well as all its visual, written or audio content (not limited to this non-exhaustive list), is the property of ETHIFINANCE and is protected by the French Code of Intellectual Property.
USERS must respect the intellectual and industrial property rights, patents, trademarks, and copyright of ETHIFINANCE or any third-party on all information, data, images, files, applications, computer programs, etc. to which they have access through this Website, in accordance with the provisions of the clause on Intellectual Property in these conditions.
Any direct or indirect distribution or reproduction, publication, or commercial exploitation, in whole or in part, of the information to which you have access is prohibited without the prior written authorisation of ETHIFINANCE. ETHIFINANCE cannot be held liable for any consequences that may arise from the breach of this provision towards the USER of any third-party. ETHIFINANCE is not responsible for the inclusion or use of content published by USERS on the Website, which are the property of third-parties and for which the USER does not hold a licence or legal authorisation for use.
d. Applicable law and jurisdiction
The relations established between ETHIFINANCE and the USERS, as a consequence of the use of the Website, shall be governed by the provisions of French law and competent French jurisdiction.
ETHIFINANCE SAS © 2022.
This document has been drawn up by, and is the property of, ETHIFINANCE SAS (hereinafter, ETHIFINANCE).
This document is intended for the exclusive internal and personal use of the addressee to whom it has been delivered by ETHIFINANCE and may not be reproduced, published or redistributed, in whole or in part, without the express authorisation of ETHIFINANCE. The addressee shall be solely responsible for any consequences that may result from failure to comply with this prohibition, as well as for safeguarding the information supplied.
In no event shall ETHIFINANCE be, nor shall it be held to be, responsible for the use, assessment, opinions or decisions that may be adopted by third-parties on the basis of the information contained in the legal notice, the conditions of use and more generally in the Website.
The information contained is exclusively informative and non-contractual. It does not constitute commercial canvassing, nor an unsolicited offer or a commercial offer or personalised financial advice or solicitation or an incentive to invest, buy, keep, or sell a financial instrument.