{"id":37260,"date":"2024-05-23T10:46:10","date_gmt":"2024-05-23T08:46:10","guid":{"rendered":"https:\/\/prod.altaydagistan.com\/investigacion-e-innovacion-analitica\/"},"modified":"2026-05-13T10:31:59","modified_gmt":"2026-05-13T08:31:59","slug":"investigacion-e-innovacion-analitica","status":"publish","type":"page","link":"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/","title":{"rendered":"Investigaci\u00f3n e Innovaci\u00f3n &#8211; Analytics"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"37260\" class=\"elementor elementor-37260 elementor-29760\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad50a94 e-flex e-con-boxed e-con e-parent\" data-id=\"ad50a94\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0528d28 elementor-widget elementor-widget-shortcode\" data-id=\"0528d28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"37684\" class=\"elementor elementor-37684 elementor-29413 elementor-29413\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d4c768a e-con-full e-flex e-con e-parent\" data-id=\"7d4c768a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e9a1c69 e-flex e-con-boxed e-con e-child\" data-id=\"e9a1c69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cde6404 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7cde6404\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEthiFinance Analytics es el departamento cuantitativo de investigaci\u00f3n y desarrollo (R&amp;D) de EthiFinance. \t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f65332 e-flex e-con-boxed e-con e-parent\" data-id=\"7f65332\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0a484bb e-flex e-con-boxed e-con e-child\" data-id=\"0a484bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7f9bd0d e-con-full elementor-hidden-tablet e-flex e-con e-child\" data-id=\"7f9bd0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed2744f elementor-widget elementor-widget-image\" data-id=\"ed2744f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"548\" src=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/solar-and-wind-768x548.webp\" class=\"attachment-medium_large size-medium_large wp-image-36462\" alt=\"\" srcset=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/solar-and-wind-768x548.webp 768w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/solar-and-wind-300x214.webp 300w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/solar-and-wind-1024x731.webp 1024w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/solar-and-wind-18x12.webp 18w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/solar-and-wind.webp 1500w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-914611c e-con-full e-flex e-con e-child\" data-id=\"914611c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61361bc elementor-widget elementor-widget-text-editor\" data-id=\"61361bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>EthiFinance Analytics es el departamento cuantitativo de investigaci\u00f3n y desarrollo (R&#038;D) de EthiFinance. El equipo de R&#038;D est\u00e1 compuesto por ingenieros de investigaci\u00f3n especializados en distintos \u00e1mbitos (an\u00e1lisis de datos, modelizaci\u00f3n financiera, climatolog\u00eda y geociencias) y se estructura en dos \u00e1reas de especializaci\u00f3n:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6eb7e36 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6eb7e36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">El equipo de Servicios Medioambientales se centra en modelos clim\u00e1ticos y de biodiversidad, aplicados tanto aguas arriba como aguas abajo de las actividades econ\u00f3micas y financieras. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">El equipo de Servicios Financieros se centra en modelizar los canales de transmisi\u00f3n de todos los factores econ\u00f3micos, financieros y no financieros (en particular, los ambientales) hacia los riesgos financieros. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3c7295 elementor-widget elementor-widget-text-editor\" data-id=\"e3c7295\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ambos departamentos colaboran de forma sin\u00e9rgica en aquellos \u00e1mbitos en los que interact\u00faan factores financieros y no financieros, con el objetivo de desarrollar soluciones cuantitativas al reto de la doble materialidad.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17b72ab e-flex e-con-boxed e-con e-child\" data-id=\"17b72ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2bb6542 e-con-full e-flex e-con e-child\" data-id=\"2bb6542\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c5119b6 e-flex e-con-boxed e-con e-child\" data-id=\"c5119b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-efe8211 elementor-widget elementor-widget-text-editor\" data-id=\"efe8211\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span class=\"TextRun SCXW33284880 BCX0\" lang=\"EN-GB\" data-contrast=\"auto\">Los ingenieros de EthiFinance Analytics crean, implementan y difunden<span class=\"NormalTextRun SCXW33284880 BCX0\"> modelos y metodolog\u00edas vinculados a la evaluaci\u00f3n y gesti\u00f3n de riesgos financieros y no financieros para instituciones financieras y empresas. Adem\u00e1s de sus aplicaciones pr\u00e1cticas, Analytics contribuye activamente al conocimiento cient\u00edfico mediante la presentaci\u00f3n de sus resultados en art\u00edculos publicados en revistas acad\u00e9micas y en conferencias cient\u00edficas. Combinando su   <\/span>experiencia, ofrecen herramientas y soluciones robustas a instituciones financieras y empresas, con revisi\u00f3n acad\u00e9mica peri\u00f3dica por pares.<\/span><span class=\"EOP SCXW33284880 BCX0\" data-ccp-props=\"{\"201341983\":0,\"335551550\":6,\"335551620\":6,\"335559739\":160,\"335559740\":259}\"> <\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9c8d831 e-flex e-con-boxed e-con e-child\" data-id=\"9c8d831\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30b215a elementor-widget elementor-widget-heading\" data-id=\"30b215a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Nuestros productos y servicios  <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49079bc elementor-widget elementor-widget-heading\" data-id=\"49079bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">1. Medio ambiente  <\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ae6822 elementor-widget elementor-widget-heading\" data-id=\"4ae6822\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">2. Financiero<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e2899db e-con-full e-flex e-con e-child\" data-id=\"e2899db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-971e847 elementor-widget elementor-widget-image\" data-id=\"971e847\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"768\" src=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/symbiosis_analytics-768x768.png\" class=\"attachment-medium_large size-medium_large wp-image-36453\" alt=\"\" srcset=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/symbiosis_analytics-768x768.png 768w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/symbiosis_analytics-300x300.png 300w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/symbiosis_analytics-1024x1024.png 1024w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/symbiosis_analytics-150x150.png 150w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/symbiosis_analytics-1536x1536.png 1536w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/symbiosis_analytics-12x12.png 12w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/symbiosis_analytics.png 1697w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a3ba85 e-flex e-con-boxed e-con e-child\" data-id=\"3a3ba85\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-871f054 e-flex e-con-boxed e-con e-child\" data-id=\"871f054\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa78593 elementor-widget elementor-widget-heading\" data-id=\"fa78593\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Nuestros productos y servicios medioambientales  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-533079a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"533079a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los Servicios Ambientales crean modelos y soluciones para empresas e instituciones financieras que necesitan integrar las consideraciones ambientales en su gesti\u00f3n de riesgos y negocios.<\/p>\n\n<p>Los productos y servicios se enumeran en la siguiente tabla.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b30e52 elementor-widget elementor-widget-image\" data-id=\"9b30e52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"954\" height=\"323\" src=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/environmental_services.png\" class=\"attachment-full size-full wp-image-36696\" alt=\"\" srcset=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/environmental_services.png 954w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/environmental_services-300x102.png 300w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/environmental_services-768x260.png 768w, https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/environmental_services-18x6.png 18w\" sizes=\"(max-width: 954px) 100vw, 954px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3af2a62 e-flex e-con-boxed e-con e-child\" data-id=\"3af2a62\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-193a1e4 elementor-widget elementor-widget-heading\" data-id=\"193a1e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Nuestros productos y servicios financieros  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b19e082 elementor-widget elementor-widget-text-editor\" data-id=\"b19e082\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Servicios Financieros crea soluciones para ayudar a las instituciones a mejorar su gesti\u00f3n del riesgo financiero. Como proveedor de servicios financieros, desarrollamos metodolog\u00edas, modelos y productos adaptados a sus necesidades mediante un enfoque de cooperaci\u00f3n y co-construcci\u00f3n con usted y su equipo. Esto le permite internalizar el conocimiento y las herramientas, as\u00ed como reforzar el compromiso del equipo para aprovechar plenamente estos modelos \u00fanicos, dise\u00f1ados a medida seg\u00fan sus necesidades. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e700ece e-flex e-con-boxed e-con e-parent\" data-id=\"2e700ece\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5e5c9ca8 e-flex e-con-boxed e-con e-child\" data-id=\"5e5c9ca8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-52bb7921 e-flex e-con-boxed e-con e-child\" data-id=\"52bb7921\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a39735b elementor-widget elementor-widget-heading\" data-id=\"3a39735b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Beneficios para los clientes<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-579f390c e-grid e-con-boxed e-con e-child\" data-id=\"579f390c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3044698f e-flex e-con-boxed e-con e-child\" data-id=\"3044698f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21a18c23 elementor-widget elementor-widget-heading\" data-id=\"21a18c23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Soluciones medioambientales y financieras consolidadas <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49ba713a elementor-widget elementor-widget-text-editor\" data-id=\"49ba713a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gracias a un equipo multidisciplinar, hemos podido integrar modelos clim\u00e1ticos, medioambientales y financieros en un \u00fanico marco: los indicadores calculados en un \u00e1mbito se utilizan como factores de impacto o de riesgo en el otro. Dado que nuestro enfoque es cuantitativo siempre que no se requiera una opini\u00f3n, podemos conectar con mayor facilidad estos tres universos y obtener una visi\u00f3n cuantitativa de la doble materialidad. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fdcac6 e-flex e-con-boxed e-con e-child\" data-id=\"5fdcac6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46de0d3 elementor-widget elementor-widget-heading\" data-id=\"46de0d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">C\u00f3digo propietario <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21eaf67c elementor-widget elementor-widget-text-editor\" data-id=\"21eaf67c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Desarrollamos internamente todas nuestras metodolog\u00edas, modelos e implementaciones. De este modo, no dependemos de modelos externos y podemos adaptar nuestras soluciones a los avances cient\u00edficos y a las necesidades de los clientes.  Adem\u00e1s, al estar familiarizados con las etapas intermedias, as\u00ed como con las limitaciones y supuestos de los modelos clim\u00e1tico-financieros, podemos intervenir en las instituciones financieras en cualquier fase del desarrollo de soluciones internas.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3913517d e-flex e-con-boxed e-con e-child\" data-id=\"3913517d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20f2cba6 elementor-widget elementor-widget-heading\" data-id=\"20f2cba6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Rigor acad\u00e9mico  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-483e8874 elementor-widget elementor-widget-text-editor\" data-id=\"483e8874\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El equipo de an\u00e1lisis est\u00e1 formado por doctores, para quienes el rigor acad\u00e9mico es su segunda naturaleza. Desde la comprensi\u00f3n de sus necesidades hasta la formalizaci\u00f3n e implementaci\u00f3n finales, aplicamos los conocimientos adquiridos a trav\u00e9s de la investigaci\u00f3n acad\u00e9mica. Todas nuestras soluciones suficientemente innovadoras, consideradas de inter\u00e9s para la comunidad cient\u00edfica, se publican como art\u00edculos acad\u00e9micos en revistas internacionales y\/o se presentan en congresos acad\u00e9micos. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b49b3ae e-flex e-con-boxed e-con e-child\" data-id=\"4b49b3ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72631967 elementor-widget elementor-widget-heading\" data-id=\"72631967\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Posibilidad de implementaci\u00f3n interna  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-295a6bf9 elementor-widget elementor-widget-text-editor\" data-id=\"295a6bf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Para las instituciones financieras que deseen disponer de su propia soluci\u00f3n interna, implementamos nuestros modelos en sus marcos cuantitativos. Nuestros c\u00f3digos fuente son modulares y pueden integrarse f\u00e1cilmente en su biblioteca de soluciones internas.  Como resultado, dejar\u00e1 de depender de un proveedor externo de servicios y podr\u00e1 aprovechar nuestras innovaciones en otros proyectos.<br\/> <br\/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e911db7 e-flex e-con-boxed e-con e-parent\" data-id=\"5e911db7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-51bb8fdf e-con-full e-flex e-con e-child\" data-id=\"51bb8fdf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49475d75 my_testimonial_slider elementor-widget elementor-widget-image-carousel\" data-id=\"49475d75\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;none&quot;,&quot;autoplay_speed&quot;:0,&quot;speed&quot;:6000,&quot;slides_to_show&quot;:&quot;6&quot;,&quot;slides_to_show_mobile&quot;:&quot;3&quot;,&quot;slides_to_show_tablet&quot;:&quot;4&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;autoplay&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;image_spacing_custom_laptop&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Image Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 de 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/logo_sg.png\" alt=\"logo_sg\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 de 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/logo_maif-e1720005564428.png\" alt=\"logo_maif\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 de 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/logo_inocap.jpg\" alt=\"logo_inocap\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 de 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/logo_bpi.png\" alt=\"logo_bpi\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 de 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/logo_bpce.png\" alt=\"logo_bpce\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 de 6\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/logo_bnp.png\" alt=\"logo_bnp\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f4f200f e-flex e-con-boxed e-con e-parent\" data-id=\"3f4f200f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5b74e734 e-flex e-con-boxed e-con e-child\" data-id=\"5b74e734\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-247c72f0 e-flex e-con-boxed e-con e-child\" data-id=\"247c72f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f51150b elementor-widget elementor-widget-heading\" data-id=\"1f51150b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Casos pr\u00e1cticos<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5defc59c e-flex e-con-boxed e-con e-child\" data-id=\"5defc59c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4df0c28 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"4df0c28\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;start&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"81726504\" aria-label=\"Pesta\u00f1as. Abre elementos con Intro o Espacio, ci\u00e9rralos con Escape y navega con las fechas.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"e-n-tab-title-817265041\" data-tab-title-id=\"e-n-tab-title-817265041\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-817265041\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg>\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg>\t\t<\/span>\n\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tMetodolog\u00eda de Riesgo F\u00edsico\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-817265042\" data-tab-title-id=\"e-n-tab-title-817265042\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-817265042\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg>\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg>\t\t<\/span>\n\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tPrueba de estr\u00e9s clim\u00e1tico\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-817265043\" data-tab-title-id=\"e-n-tab-title-817265043\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-817265043\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg>\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg>\t\t<\/span>\n\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tHerramientas de Riesgo Ambiental\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"e-n-tab-title-817265044\" data-tab-title-id=\"e-n-tab-title-817265044\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-817265044\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t\t<span class=\"e-n-tab-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg>\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-down\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M143 352.3L7 216.3c-9.4-9.4-9.4-24.6 0-33.9l22.6-22.6c9.4-9.4 24.6-9.4 33.9 0l96.4 96.4 96.4-96.4c9.4-9.4 24.6-9.4 33.9 0l22.6 22.6c9.4 9.4 9.4 24.6 0 33.9l-136 136c-9.2 9.4-24.4 9.4-33.8 0z\"><\/path><\/svg>\t\t<\/span>\n\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tC\u00e1lculo del VaR clim\u00e1tico\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-817265041\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-817265041\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-7e00dcb4 e-con-full e-flex e-con e-child\" data-id=\"7e00dcb4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-71ba5db9 e-flex e-con-boxed e-con e-child\" data-id=\"71ba5db9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-617de5e9 elementor-widget elementor-widget-heading\" data-id=\"617de5e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Implementaci\u00f3n de una metodolog\u00eda de an\u00e1lisis de riesgos f\u00edsicos  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2fa029c9 e-flex e-con-boxed e-con e-child\" data-id=\"2fa029c9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3dde1e24 elementor-widget elementor-widget-heading\" data-id=\"3dde1e24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Alcance de la cartera<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28d608e8 elementor-widget elementor-widget-text-editor\" data-id=\"28d608e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nivel de activos f\u00edsicos (bienes inmuebles, activos f\u00edsicos clave de empresas, activos de infraestructura) y contrapartes corporativas y soberanas<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1016e263 e-flex e-con-boxed e-con e-child\" data-id=\"1016e263\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-273cabb7 elementor-widget elementor-widget-heading\" data-id=\"273cabb7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Misiones t\u00edpicas<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e0bddec elementor-widget elementor-widget-text-editor\" data-id=\"4e0bddec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n  <li>Implementaci\u00f3n interna de una herramienta de evaluaci\u00f3n de riesgos f\u00edsicos (cartera de hipotecas, banca mayorista, banca de empresas)<\/li>\n  <li>Desarrollo de una metodolog\u00eda de riesgo f\u00edsico para soberanos<\/li>\n  <li>Apoyo a los equipos subsidiarios en este \u00e1mbito<\/li>\n  <li>Formaci\u00f3n del equipo de riesgo operacional del Grupo<\/li>\n  <li>Producci\u00f3n de material educativo y de sensibilizaci\u00f3n<\/li>\n  <li>Ayud\u00e9 a establecer un plan de mitigaci\u00f3n de riesgos clim\u00e1ticos<\/li>\n  <li>Todos los modelos han sido implementados en las instalaciones del cliente<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-817265042\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-817265042\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-2b911b8d e-con-full e-flex e-con e-child\" data-id=\"2b911b8d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-78d96be0 e-flex e-con-boxed e-con e-child\" data-id=\"78d96be0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61ef512b elementor-widget elementor-widget-heading\" data-id=\"61ef512b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Implementaci\u00f3n de una metodolog\u00eda de pruebas de resistencia clim\u00e1tica (f\u00edsica y de transici\u00f3n)  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6143654a e-flex e-con-boxed e-con e-child\" data-id=\"6143654a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b6cf848 elementor-widget elementor-widget-heading\" data-id=\"3b6cf848\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Alcance de la cartera<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-785f6a39 elementor-widget elementor-widget-text-editor\" data-id=\"785f6a39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"NormalTextRun SCXW138306406 BCX0\">Global para <\/span><span class=\"NormalTextRun SCXW138306406 BCX0\"> contrapartes corporativas<\/span><span class=\"NormalTextRun SCXW138306406 BCX0\">, <\/span><span class=\"NormalTextRun SCXW138306406 BCX0\"> activos<\/span><span class=\"NormalTextRun SCXW138306406 BCX0\"><\/span> <span class=\"NormalTextRun SCXW138306406 BCX0\">inmobiliarios <\/span><span class=\"NormalTextRun SCXW138306406 BCX0\"><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-58965f12 e-flex e-con-boxed e-con e-child\" data-id=\"58965f12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d992bd elementor-widget elementor-widget-heading\" data-id=\"d992bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Misiones t\u00edpicas<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e492c4e elementor-widget elementor-widget-text-editor\" data-id=\"3e492c4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":360,\"335559991\":360,\"469769226\":\"Symbol\",\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\uf0b7\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Desarrollo de dos soluciones para integrar los riesgos de la transici\u00f3n clim\u00e1tica en los m\u00f3dulos de pruebas de estr\u00e9s<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><ul><li style=\"list-style-type: none;\"><ul><li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":1080,\"335559991\":360,\"469769226\":\"Courier New\",\"469769242\":[9675],\"469777803\":\"left\",\"469777804\":\"o\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"2\"><span data-contrast=\"auto\">Una soluci\u00f3n bottom-up basada en el modelo de rating corporativo interno<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><\/li><\/ul><ul><li style=\"list-style-type: none;\"><ul><li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":1080,\"335559991\":360,\"469769226\":\"Courier New\",\"469769242\":[9675],\"469777803\":\"left\",\"469777804\":\"o\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"2\"><span data-contrast=\"auto\">Una soluci\u00f3n top-down que tiene en cuenta el modelado de la cadena de valor entre sectores empresariales<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":360,\"335559991\":360,\"469769226\":\"Symbol\",\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\uf0b7\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Desarrollo de diversas cadenas de transmisi\u00f3n entre los riesgos clim\u00e1ticos y los insumos del modelo Natixis<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"3\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":360,\"335559991\":360,\"469769226\":\"Symbol\",\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\uf0b7\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Todos los modelos han sido implementados en las instalaciones del cliente<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-817265043\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-817265043\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-101871b e-con-full e-flex e-con e-child\" data-id=\"101871b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a0f7d5f e-flex e-con-boxed e-con e-child\" data-id=\"a0f7d5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7964947 elementor-widget elementor-widget-heading\" data-id=\"7964947\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Implementaci\u00f3n de herramientas para evaluar riesgos ambientales  <\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eef035a e-flex e-con-boxed e-con e-child\" data-id=\"eef035a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5085a58 elementor-widget elementor-widget-heading\" data-id=\"5085a58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Alcance de la cartera<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a211003 elementor-widget elementor-widget-text-editor\" data-id=\"a211003\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"NormalTextRun SCXW138306406 BCX0\">Global <span class=\"NormalTextRun SCXW207208413 BCX0\">para<\/span><span class=\"NormalTextRun SCXW207208413 BCX0\"> contrapartes corporativas<\/span>, <span class=\"NormalTextRun SCXW207208413 BCX0\"> activos<\/span> <span class=\"NormalTextRun SCXW207208413 BCX0\">inmobiliarios<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-578b094 e-flex e-con-boxed e-con e-child\" data-id=\"578b094\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a02b62a elementor-widget elementor-widget-heading\" data-id=\"a02b62a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Misiones t\u00edpicas<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5eafe8 elementor-widget elementor-widget-text-editor\" data-id=\"b5eafe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":360,\"335559991\":360,\"469769226\":\"Symbol\",\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\uf0b7\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Desarrollo de enfoques para los problemas ambientales:  <\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><ul><li style=\"list-style-type: none;\"><ul><li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":1080,\"335559991\":360,\"469769226\":\"Courier New\",\"469769242\":[9675],\"469777803\":\"left\",\"469777804\":\"o\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"2\"><span data-contrast=\"auto\">Un enfoque \u00abtop-down\u00bb basado en empresas y sectores<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><\/li><\/ul><ul><li style=\"list-style-type: none;\"><ul><li data-leveltext=\"o\" data-font=\"Courier New\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":1080,\"335559991\":360,\"469769226\":\"Courier New\",\"469769242\":[9675],\"469777803\":\"left\",\"469777804\":\"o\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"2\"><span data-contrast=\"auto\">Un enfoque \u00abde abajo hacia arriba\u00bb (basado en la ubicaci\u00f3n de los sitios)<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":360,\"335559991\":360,\"469769226\":\"Symbol\",\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\uf0b7\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Implementaci\u00f3n de una herramienta basada en la ubicaci\u00f3n geogr\u00e1fica<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":360,\"335559991\":360,\"469769226\":\"Symbol\",\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\uf0b7\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Desarrollo de una metodolog\u00eda para evaluar el riesgo de deforestaci\u00f3n con el fin de limitar el riesgo reputacional<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":360,\"335559991\":360,\"469769226\":\"Symbol\",\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\uf0b7\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Apoyo en la creaci\u00f3n de un plan de transici\u00f3n hacia la biodiversidad<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":360,\"335559991\":360,\"469769226\":\"Symbol\",\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\uf0b7\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Desarrollo de una metodolog\u00eda para la presentaci\u00f3n de informes de CSRD sobre riesgos de contaminaci\u00f3n, agua, biodiversidad y econom\u00eda circular<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul><ul><li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"7\" data-list-defn-props=\"{\"335552541\":1,\"335559685\":360,\"335559991\":360,\"469769226\":\"Symbol\",\"469769242\":[8226],\"469777803\":\"left\",\"469777804\":\"\uf0b7\",\"469777815\":\"hybridMultilevel\"}\" aria-setsize=\"-1\" data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">Todos los modelos han sido implementados en las instalaciones del cliente<\/span><span data-ccp-props=\"{\"201341983\":0,\"335559739\":160,\"335559740\":279}\"> <\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-817265044\" role=\"tabpanel\" aria-labelledby=\"e-n-tab-title-817265044\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-c53d847 e-con-full e-flex e-con e-child\" data-id=\"c53d847\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c278ecd e-flex e-con-boxed e-con e-child\" data-id=\"c278ecd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c19c2d8 elementor-widget elementor-widget-heading\" data-id=\"c19c2d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">C\u00e1lculo del VaR clim\u00e1tico para carteras de inversi\u00f3n multiactivos<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c691d58 e-flex e-con-boxed e-con e-child\" data-id=\"c691d58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5026bea elementor-widget elementor-widget-heading\" data-id=\"5026bea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Alcance de la cartera<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b137d7 elementor-widget elementor-widget-text-editor\" data-id=\"2b137d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-teams=\"true\"><span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">Corporativo global, inmobiliario, soberano<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2db718a e-flex e-con-boxed e-con e-child\" data-id=\"2db718a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5a5dda elementor-widget elementor-widget-heading\" data-id=\"d5a5dda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">Misiones t\u00edpicas<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf19928 elementor-widget elementor-widget-text-editor\" data-id=\"bf19928\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Desarrollo de un conjunto de modelos VaR clim\u00e1ticos que utilizan un enfoque totalmente cuantitativo para estimar la p\u00e9rdida potencial de valor de las acciones, los bonos (corporativos, soberanos, convertibles) y los bienes inmuebles.<\/li><\/ul><p> <\/p><ul><li>Nuestros modelos se alimentan de los escenarios de la NGFS para los riesgos f\u00edsicos de transici\u00f3n e indirectos (agudos y cr\u00f3nicos), y de los mapas de riesgo proyectados a partir de los escenarios de calentamiento global para los riesgos f\u00edsicos agudos directos.<\/li><\/ul><p> <\/p><ul><li>Cada tipo de activo tiene su propio modelo, basado en las caracter\u00edsticas de su emisor (por ejemplo, sector, calificaci\u00f3n) y sus caracter\u00edsticas particulares (por ejemplo, el VaR de los bonos considera el tipo de cup\u00f3n, el vencimiento, el a\u00f1o hasta el vencimiento, etc.).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6bbef0a7 e-flex e-con-boxed e-con e-parent\" data-id=\"6bbef0a7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f506bc9 elementor-widget elementor-widget-heading\" data-id=\"1f506bc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Art\u00edculos Publicados<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17cec51 e-flex e-con-boxed e-con e-child\" data-id=\"17cec51\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ba95e elementor-widget elementor-widget-text-editor\" data-id=\"a7ba95e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Haga clic en un enlace a continuaci\u00f3n para leer el art\u00edculo<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25d62d6 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"25d62d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/link.springer.com\/article\/10.1007\/s10290-024-00543-7\" target=\"_blank\" rel=\"noopener\">Pineau, E., Zuniga, E. (2024). <strong>\u00abSensibilidad sectorial del cr\u00e9dito al precio del carbono con efectos de cadena de valor\u00bb.<\/strong> Revista de Econom\u00eda Mundial   <\/a><\/span><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/papers.ssrn.com\/sol3\/papers.cfm?abstract_id=4832571\" target=\"_blank\" rel=\"noopener\">Schrapffer, A. y otros (2024). <strong>\u00abExploraci\u00f3n del v\u00ednculo entre las calificaciones ESG y el rendimiento financiero: A Sector-by-Sector Analysis\u00bb.<\/strong> SSRN   <\/a><\/span><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/papers.ssrn.com\/sol3\/papers.cfm?abstract_id=4831795\" target=\"_blank\" rel=\"noopener\">Schrapffer, A. y Bres, J. (2024) <strong>\u00abEvaluaci\u00f3n de la vulnerabilidad del sector econ\u00f3mico a los riesgos clim\u00e1ticos f\u00edsicos y de transici\u00f3n: Un Marco Metodol\u00f3gico Integral\u00bb.<\/strong> SSRN   <\/a><\/span><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/link.springer.com\/book\/9783031564222\" target=\"_blank\" rel=\"noopener\">Le, P. y otros (2024). <strong>\u00abNavigating the Green Path: The Role of Climate Incentives in Shaping Eco-<\/strong> <strong>innovation and Firm Policies\u00bb.<\/strong> Gobernanza clim\u00e1tica y ecoinnovaci\u00f3n empresarial   <\/a><\/span><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/papers.ssrn.com\/sol3\/papers.cfm?abstract_id=4323475\" target=\"_blank\" rel=\"noopener\">Gonz\u00e1lez, M. y otros (2024). <strong>\u00abAn Equity-Implied Rating Model for Unrated Firms\u00bb.<\/strong> Revista de Riesgos   <\/a><\/span><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/papers.ssrn.com\/sol3\/papers.cfm?abstract_id=4624768\" target=\"_blank\" rel=\"noopener\">Pineau, E. (2023). <strong>\u00abTres modelos PD-LGD para una prueba de estr\u00e9s\u00bb.<\/strong> SSRN. <\/a> <\/span><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/gmd.copernicus.org\/articles\/16\/5755\/2023\/\" target=\"_blank\" rel=\"noopener\">Schrapffer, A. y otros (2023). <strong>\u00abIntroducci\u00f3n de un nuevo esquema de llanuras aluviales en ORCHIDEE\u00bb.<\/strong> Desarrollo de modelos geocient\u00edficos.   <\/a><\/span><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.sciencedirect.com\/science\/article\/abs\/pii\/S1544612322002203\" target=\"_blank\" rel=\"noopener\">Pineau, E., Le, P., Estran, R. (2022). <strong>\u00abImportancia de los factores ASG en las calificaciones crediticias soberanas\u00bb.<\/strong> Finance Research Letters, 102966.<\/a><\/span><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/papers.ssrn.com\/sol3\/papers.cfm?abstract_id=4107249\" target=\"_blank\" rel=\"noopener\">Pineau, E. y otros (2022). <strong>\u00abCobertura \u00f3ptima de los productos de ahorro franceses\u00bb.<\/strong> SSRN. <\/a><\/span><\/p><p><span style=\"text-decoration: underline;\"><a href=\"https:\/\/papers.ssrn.com\/sol3\/papers.cfm?abstract_id=4213613\" target=\"_blank\" rel=\"noopener\">Schrapffer, A y otros (2021). <strong>\u00abEvaluaci\u00f3n de la doble materialidad de los riesgos relacionados con la biodiversidad en una cartera de activos\u00bb.<\/strong> SSRN.   <\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28c02407 e-flex e-con-boxed e-con e-parent\" data-id=\"28c02407\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1c332880 e-flex e-con-boxed e-con e-child\" data-id=\"1c332880\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3848bf62 elementor-widget elementor-widget-heading\" data-id=\"3848bf62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Contacte con nuestros expertos<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5dfa48e5 e-grid e-con-boxed e-con e-child\" data-id=\"5dfa48e5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0a9087 elementor-cta--layout-image-left elementor-cta--mobile-layout-image-above elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"a0a9087\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"mailto:melissa.hulin@ethifinance.com\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/Melissa-Hulin-683x1024.jpg);\" role=\"img\" aria-label=\"Melissa Hulin\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tMelissa Hulin  \t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tConsultor\u00eda de Riesgos Desarrollador de Negocio <br \/><br \/>\n+33 6 98 12 67 82 <br \/>\nmelissa.hulin@ethifinance.com\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28601c7 elementor-cta--layout-image-left elementor-cta--mobile-layout-image-above elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"28601c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"mailto:melissa.hulin@ethifinance.com\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ethifinance.com\/wp-content\/uploads\/2025\/10\/230704-EthiFinance-9445.png);\" role=\"img\" aria-label=\"230704-EthiFinance-9445\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tJulia Bres  \t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tJefe de I+D <br \/><br \/><br \/>\njulia.bres@ethifinance.com\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed2d8c2 elementor-cta--layout-image-left elementor-cta--mobile-layout-image-above elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"ed2d8c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"mailto:maria.romero@ethifinance.com\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.ethifinance.com\/wp-content\/uploads\/2025\/10\/Maria-Romero-x-PRS23_PRS_0205.jpg);\" role=\"img\" aria-label=\"Mari\u0301a Romero x PRS23_PRS_0205\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tMar\u00eda Cristina Romero Medina\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tHead of Sustainable finance\nEspa\u00f1a y Portugal <br \/><br \/>+34 6 99 78 48 95 <br \/>maria.romero@ethifinance.com<br>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>EthiFinance Analytics es el departamento cuantitativo de investigaci\u00f3n y desarrollo (R&#038;D) de EthiFinance. <\/p>\n","protected":false},"author":2,"featured_media":36942,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-37260","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investigaci\u00f3n e Innovaci\u00f3n - Analytics - EthiFinance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investigaci\u00f3n e Innovaci\u00f3n - Analytics - EthiFinance\" \/>\n<meta property=\"og:description\" content=\"EthiFinance Analytics es el departamento cuantitativo de investigaci\u00f3n y desarrollo (R&amp;D) de EthiFinance.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/\" \/>\n<meta property=\"og:site_name\" content=\"EthiFinance\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-13T08:31:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/ashutosh-saraswat-rHvEQtkRh4U-unsplash.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1237\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"13 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/investigacion-e-innovacion-analitica\\\/\",\"url\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/investigacion-e-innovacion-analitica\\\/\",\"name\":\"Investigaci\u00f3n e Innovaci\u00f3n - Analytics - EthiFinance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/investigacion-e-innovacion-analitica\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/investigacion-e-innovacion-analitica\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.ethifinance.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/ashutosh-saraswat-rHvEQtkRh4U-unsplash.jpg\",\"datePublished\":\"2024-05-23T08:46:10+00:00\",\"dateModified\":\"2026-05-13T08:31:59+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/investigacion-e-innovacion-analitica\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/investigacion-e-innovacion-analitica\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/investigacion-e-innovacion-analitica\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.ethifinance.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/ashutosh-saraswat-rHvEQtkRh4U-unsplash.jpg\",\"contentUrl\":\"https:\\\/\\\/www.ethifinance.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/ashutosh-saraswat-rHvEQtkRh4U-unsplash.jpg\",\"width\":1920,\"height\":1237},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/investigacion-e-innovacion-analitica\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/hogar\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Investigaci\u00f3n e Innovaci\u00f3n &#8211; Analytics\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/\",\"name\":\"Ethifinance\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/#organization\",\"name\":\"Ethifinance\",\"url\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.ethifinance.com\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/Logo_simplified_green_by_altay-01-01.png\",\"contentUrl\":\"https:\\\/\\\/www.ethifinance.com\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/Logo_simplified_green_by_altay-01-01.png\",\"width\":433,\"height\":74,\"caption\":\"Ethifinance\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ethifinance.com\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/company\\\/ethifinance\\\/\",\"https:\\\/\\\/www.youtube.com\\\/@ethifinance_EU\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Investigaci\u00f3n e Innovaci\u00f3n - Analytics - EthiFinance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/","og_locale":"es_ES","og_type":"article","og_title":"Investigaci\u00f3n e Innovaci\u00f3n - Analytics - EthiFinance","og_description":"EthiFinance Analytics es el departamento cuantitativo de investigaci\u00f3n y desarrollo (R&D) de EthiFinance.","og_url":"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/","og_site_name":"EthiFinance","article_modified_time":"2026-05-13T08:31:59+00:00","og_image":[{"width":1920,"height":1237,"url":"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/ashutosh-saraswat-rHvEQtkRh4U-unsplash.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Tiempo de lectura":"13 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/","url":"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/","name":"Investigaci\u00f3n e Innovaci\u00f3n - Analytics - EthiFinance","isPartOf":{"@id":"https:\/\/www.ethifinance.com\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/#primaryimage"},"image":{"@id":"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/#primaryimage"},"thumbnailUrl":"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/ashutosh-saraswat-rHvEQtkRh4U-unsplash.jpg","datePublished":"2024-05-23T08:46:10+00:00","dateModified":"2026-05-13T08:31:59+00:00","breadcrumb":{"@id":"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/#primaryimage","url":"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/ashutosh-saraswat-rHvEQtkRh4U-unsplash.jpg","contentUrl":"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/06\/ashutosh-saraswat-rHvEQtkRh4U-unsplash.jpg","width":1920,"height":1237},{"@type":"BreadcrumbList","@id":"https:\/\/www.ethifinance.com\/es\/investigacion-e-innovacion-analitica\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.ethifinance.com\/es\/hogar\/"},{"@type":"ListItem","position":2,"name":"Investigaci\u00f3n e Innovaci\u00f3n &#8211; Analytics"}]},{"@type":"WebSite","@id":"https:\/\/www.ethifinance.com\/es\/#website","url":"https:\/\/www.ethifinance.com\/es\/","name":"Ethifinance","description":"","publisher":{"@id":"https:\/\/www.ethifinance.com\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ethifinance.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.ethifinance.com\/es\/#organization","name":"Ethifinance","url":"https:\/\/www.ethifinance.com\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.ethifinance.com\/es\/#\/schema\/logo\/image\/","url":"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/05\/Logo_simplified_green_by_altay-01-01.png","contentUrl":"https:\/\/www.ethifinance.com\/wp-content\/uploads\/2024\/05\/Logo_simplified_green_by_altay-01-01.png","width":433,"height":74,"caption":"Ethifinance"},"image":{"@id":"https:\/\/www.ethifinance.com\/es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/company\/ethifinance\/","https:\/\/www.youtube.com\/@ethifinance_EU"]}]}},"_links":{"self":[{"href":"https:\/\/www.ethifinance.com\/es\/wp-json\/wp\/v2\/pages\/37260","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ethifinance.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ethifinance.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ethifinance.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ethifinance.com\/es\/wp-json\/wp\/v2\/comments?post=37260"}],"version-history":[{"count":5,"href":"https:\/\/www.ethifinance.com\/es\/wp-json\/wp\/v2\/pages\/37260\/revisions"}],"predecessor-version":[{"id":50007,"href":"https:\/\/www.ethifinance.com\/es\/wp-json\/wp\/v2\/pages\/37260\/revisions\/50007"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ethifinance.com\/es\/wp-json\/wp\/v2\/media\/36942"}],"wp:attachment":[{"href":"https:\/\/www.ethifinance.com\/es\/wp-json\/wp\/v2\/media?parent=37260"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}