Credit Ratings methodologies

A clear and rigorous framework built on transparency, data, and decades of analytical discipline

Corporate Rating methodology - General

Corporate Rating methodology - Investment holding

Corporate Rating methodology - Social housing

Corporate Rating methodology - Project finance

Corporate Rating methodology - Real estate investment companies and real estate transactions

Banks Rating methodology

Insurance Rating methodology

Asset manager Rating methodology

Structured finance Rating methodology - General

Structured finance Rating methodology - SME CLOs

Structured finance Rating methodology - Consumer ABS

Structured finance Rating methodology - Trade receivables

Structured finance Rating methodology - Utilities cost recovery receivables

Structured finance Rating methodology - Reverse mortgages

Structured finance Rating methodology - Debt investment funds

Sovereign Rating methodology

Sub-sovereign Rating methodology

Principles behind Credit Ratings

The following document is not a dedicated methodology but should rather be understood as a guide that presents the rationale behind methodology development at EthiFinance Ratings. When a dedicated methodology does not exist, EthiFinance Ratings will rely on principles detailed in this document to assign credit ratings.

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